Terms and Conditions

Please read these terms carefully before using our services. They govern your relationship with Prime Loan.

Last updated: January 2025

Acceptance of Terms

  • By accessing and using Prime Loan services, you agree to be bound by these Terms and Conditions
  • These terms apply to all users, including borrowers, guarantors, and website visitors
  • If you do not agree to these terms, you may not use our services
  • We may update these terms from time to time, and continued use constitutes acceptance

Loan Services

  • Prime Loan provides various lending services including business loans, equipment financing, and working capital
  • All loan applications are subject to credit approval and verification
  • Interest rates, terms, and conditions vary based on creditworthiness and loan type
  • We reserve the right to decline any application at our sole discretion
  • Loan agreements are separate contracts with specific terms and conditions

User Responsibilities

  • Provide accurate and complete information in all applications and communications
  • Maintain the confidentiality of your account credentials
  • Use our services only for lawful purposes
  • Notify us immediately of any unauthorized use of your account
  • Comply with all applicable laws and regulations

Privacy and Security

  • We are committed to protecting your personal and financial information
  • Our Privacy Policy governs the collection and use of your information
  • You are responsible for maintaining the security of your account
  • We use industry-standard security measures to protect your data
  • Report any security concerns immediately to our support team

Limitations and Disclaimers

  • Our services are provided 'as is' without warranties of any kind
  • We are not liable for indirect, incidental, or consequential damages
  • Our liability is limited to the maximum extent permitted by law
  • We do not guarantee loan approval or specific terms
  • Third-party services and links are not under our control

Governing Law

  • These terms are governed by the laws of the United States
  • Any disputes will be resolved through binding arbitration
  • You waive the right to participate in class action lawsuits
  • If any provision is unenforceable, the remainder remains in effect
  • These terms constitute the entire agreement between you and Prime Loan

Questions About These Terms?

If you have any questions about these Terms and Conditions, please contact our legal team.

Email: legal@primeloan.comPhone: 1-800-PRIME-LOAN